Relationship Checking

Requirements:

• $10,000 minimum balance or
• $25,000 in combined account balances (Savings + CD's + Checking) or
• $50,000 combined loan* and deposit relationship

*(installment & home equity loans only)

Features:

• Tiered interest rates
  • $0.00 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 +
    

• Special CD rate offers
• Free basic checks or 50% discount on specialty checks
• Unlimited check writing
• Free Debit Card
• Free On-line Banking and bill pay
• No charge for any transaction at a ChoiceOne ATM and ChoiceOne will waive its charge for up to five transactions at other ATM's each statement cycle! (Fees imposed by the ATM owner will still apply.)
• No fee on traveler's checks or ChoiceOne Bank money orders
• No annual fee on a Home Equity Line of Credit loan
• 1/4% rate discount on any installment loan with your automatic payment agreement
• $700 discretionary overdraft privilege
• Your checks are conveniently kept in safekeeping at the bank
• Discretionary Overdraft Privilege

Optional Features:

• Free financial planning review
• One free emergency funds withdrawal on any one CD with a 12 - 60 month maturity (limit one per household per 12 months)
• 1st year free rent on a Safety Deposit Box (based on availability)
• Receive images of your checks in your monthly statement at no additional charge

Fees:

• $12.00 monthly service charge if balance requirements are not met
• $5.00 monthly fee if the account is inactive for 90 days or more (waived if the minimum balance is maintained)

If you are interested in learning about our products or services, please contact us at 616-887-7366, toll-free at 1-888-775-6687, or visit us at any ChoiceOne Branch location, or via email at .