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Summer Special

Auto Loan

Now for a limited time, you can get a new Auto Loan or Refinance* and not only will you get a good rate, but we will also give you an additional 1% off of your loan rate!

We encourage customers to book an appointment when opening accounts or applying for loans.

Schedule an appointment today

Home Mortgages

Jumpstart Your Mortgage

When you find your dream home, you can’t wait weeks for pre-approval.
Our Jumpstart Program will get you the documents you need and the rates you deserve. Call the ChoiceOne Bank 24/7 Mortgage Hotline at: 616.887.3281

Mobile, Just Like You.

Bank Without the Bricks

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Reach Your Business Goals

The right financial tools can help you build your business. Everything you need is already inside your Business Checking Account.

  • Invoicing
    • Email Invoices
    • Manage Customers
  • Payments
    • Online Payments
    • Fast Deposits
  • Accounting
    • Instant Accounting
    • Simple Reports

Our Communities

Bank With Your Neighbors

We believe banking should be about community.
When you bank with ChoiceOne you help your neighbors.

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Community featured Leadership Press Release Promotions

ChoiceOne Bank Promotes Laurie Demanuel, Konrad Raclawski, Sally Yetman

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ChoiceOne Financial Services Community featured Leadership Press Release

ChoiceOne Financial Reports Second Quarter 2022 Results

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ChoiceOne Financial Services Community featured Leadership Press Release Retirement

David Bush Retires, John Essex, Jr. Appointed to Holding Company Board

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Community featured Leadership Press Release Retirement

ChoiceOne Bank Announces Vice President Amy Schultz’s Retirement

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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.