Welcome Lakestone Customers. Learn More at our Welcome Page.

Close Notification

Your Community Bank

Welcome Lakestone!

We’re Happy You’re Here. Get all of your merger updates here. 

Home Mortgages

Jumpstart Your Mortgage

When you find your dream home, you can’t wait weeks for pre-approval. Our Jumpstart program will get you the documents you need and the rates you deserve. Call the ChoiceOne Bank 24/7 Mortgage Hotline at: 616.887.3281

Mobile, Just Like You.

Bank Without the Bricks

App Store Badge Google Play Badge


Emergency SBA Disaster Loans & Resources

As federal and state resources become available, know that we will work to communicate them to you.

  • Federal
    • Economic Injury Disaster Loans
    • Paycheck Protection Program
  • State
    • Small Business Relief Program
    • Capital Access Program
  • Local
    • Business Continuity
    • Best Practices

Our Communities

Bank With Your Neighbors

We believe banking should be about community. When you bank with ChoiceOne you help your neighbors.


PPP Provides Lifeline to Nonprofit Summer Camp


Merger Announcement

ChoiceOne Financial Services, Inc. Completes Successful Consolidation of ChoiceOne Bank and Lakestone Bank & Trust


Commercial Loans

ChoiceOne Bank, Lakestone Bank & Trust Processed 700 PPP Loans Valued over $100 Million


Press Release

ChoiceOne Welcomes Angie Hanks to Coopersville Branch Office

Do you wish to continue? Close Warning

The link you’ve clicked was provided from an external source because we see opportunity for you. By selecting “yes, continue” below you will be opening a new browser window and leaving our website. Although we’ve carefully reviewed the website prior to creating the link, unfortunately we cannot be responsible for the safety or security of the website.

What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.