We See a Home.

Home Mortgages

Jumpstart Your Mortgage

When you find your dream home, you can’t wait weeks for pre-approval. Our Jumpstart program will get you the documents you need and the rates you deserve.

Personal Banking

Your Funds on Your Time

Access your account details anywhere, anytime, on any device.

  • Banking
    • Checking Accounts
    • Savings Accounts
  • Borrowing
    • Auto Loans
    • Home Mortgages

Mobile, Just Like You.

Bank Without the Bricks

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Business Banking

Supporting Your Growth

Your bank should be your partner. As your business grows and the markets change, do you have the support you need?

  • Banking Services
    • Checking Accounts
    • Savings Accounts
  • Borrowing
    • Agriculture
    • Business
  • Treasury Services
    • Public Funds
    • Cash Management

Our Communities

Bank With Your Neighbors

We believe banking should be about community. When you bank with ChoiceOne you help your neighbors.


Time to Upgrade: Using a HELOC for Home Improvement



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Rivertown Landscapes Grows with ChoiceOne



Finding the Right Partners Makes all the Difference

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You have clicked on an external link and are leaving the ChoiceOne.com website. ChoiceOne Bank provides these links as a convenience and isn’t responsible for the security or content of any linked page.

What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.