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  1. Mortgage Rates
  2. Loan Rates
  Interest APR Pts
30 Year Fixed Rate Conforming4.500%4.58%0%
15 Year Fixed Rate Conforming3.625%3.762%0%
FHA 30 Year Fixed Rate4.500%5.733%0%
As low as
Automobiles 1.99% 2.48% Details
RVs & Equipment 3.99% 4.49% Details
Home Equity 3.49% 3.61% Details
Unsecured 7.49% 8.17% Details

More Rates Online loan applications available 24/7. Apply now!

Why Local Choice is Important

The true characteristics of a community bank are Local Decisions, Local Commitment and Local Investment. Here are the others… Find out more.

Committed to Community

Community service has always been a fundamental aspect of our mission. Every year ChoiceOne Bank becomes more involved in the active support... Find out more.

Committed to Caring

Each ChoiceOne employee participated in a Moments of Truth Assessment and created the customer service standards that now define and enrich... Find out more.


Recent News

  • Apr 15 2014
    Our Online Banking is Secure

    Recently the media reported the vulnerability known as the heartbleed bug. Our online banking platform and other services were not affected by the heartbleed vulnerability. We are monitoring our online banking, online bill pay, and mobile banking, which contain layers of security to ensure they remain protected against issues like heartbleed.

    Read full article
  • Apr 7 2014
    ChoiceOne Bank Announces Senior Scholarship Contest in Local Community School Districts

    SPARTA, MI (April 7, 2014) – ChoiceOne Bank announced they will offer scholarship opportunities to seniors in 11 different community school districts. Seniors are asked to answer an essay question about what community means to them.

    Read full article

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