We See a Community.

Agricultural Loans

Our neighbors are our farmers. We’re proud to offer such a rich agricultural region the lending solutions needed to feed our local community. From small family farms, to international distributors, we’re here to help you grow.

  • Working capital lines of credit to support accounts receivable and inventory needs
  • Term loans and lines of credit for agribusiness
  • Loans to finance equipment purchases
  • Letters of credit
  • Loans for the purchase of buildings
  • Farm service agency loans
  • Loans to finance construction of buildings
  • USDA business and industry loans
  • Corporate credit cards to track expenses
  • Express SBA (Small Business Administration) guaranteed loans – These loan programs provide options for lower rates and longer terms than a conventional bank loan (Low Doc. SBA 7(a) and 504 loans)

Schedule a Complimentary Consultation

Contact Us

Meet The Team

Don Farmer

Fremont

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Don Farmer

VP Commercial Loan Officer

Fremont

Phone: (231) 519.0246

Email: [email protected]

Banker for 30+ years, Board Member of Newaygo County Economic Development Organization, Active Community Member and Volunteer, and Outdoor Enthusiast.

Brian Bacon

Sparta

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Brian Bacon

VP commercial Loan Officer

Sparta

Phone: (616) 887.2331

Email: [email protected]

Banker for 20 years, outdoor enthusiast, advocate for camping on Silver Lake with family and friends, builder of off road trucks.

Jennifer Bellamy

Sparta

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Jennifer Bellamy

VP Commercial Loan Officer

Sparta

Phone: (616) 678.5658

Email: [email protected]

Banker for 15 years, enjoys time with family, and being involved in the community.

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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.

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