Business Checking

Comparison Tool

Which Account Is Right For You?

Small Business Relationship Relationship Plus Advantage Plus
Features Ideal for businesses with lower activity levels Affordable account ideal for all types of businesses Ideal for businesses with high balances and high activity Ideal for businesses who want to earn for their balances
Benefits
  • Online banking, Mobile banking, Mobile Deposit, and Bill Pay
  • Up to 50 items including checks, deposits, deposited items, ACH and POS free monthly
  • e-Statement with check images
  • Treasury Services available
  • Online banking, Mobile banking, Mobile Deposit, and Bill Pay
  • Up to 250 items including checks, deposits, deposited items, ACH and POS free monthly
  • e-Statement with check images
  • Treasury Services available
  • Online banking, Mobile banking, Mobile Deposit, and Bill Pay
  • Up to 500 items including checks, deposits, deposited items, ACH and POS free monthly
  • e-Statement with check images
  • Treasury Services available
  • Competitive earnings credit
  • Online Banking, Mobile Banking, Mobile Deposit, and Bill Pay
  • e-Statement with check images
  • Treasury Services available
Balance to Open $100 $100 $100 $100
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  • Online Banking
  • Mobile App
  • Debit Cards
  • Bill Pay
  • Merchant Services
  • Treasury Services

Business Checking

Small Business Checking

Our small business checking account is designed and structured for local businesses that have lower activity levels and less cash on hand.

  • Up to 50 items including checks, deposits, deposited items, ACH and POS per month
  • Low opening balance requirement of $100
  • Treasury Services
  • No Monthly Maintenance Fee
    • (If balance is over $500)

Business Checking

Relationship Checking

Pay for what you need and save on what you don’t. Our relationship checking account offers the affordability and service for your average activity levels.

  • Up to 250 items including checks, deposits, deposited items, ACH and POS per month
  • Low Opening Balance Requirement of $100
  • Treasury Services
  • No Monthly Maintenance Fee
    • (If balance over $5,000 or checking & savings relationship over $25,000)

Business Checking

Relationship Plus Checking

Don’t pay for extra activity. Our relationships plus checking account is ideal for business with higher balances and higher levels of activity.

  • Up to 500 items including checks, deposits, deposited items, ACH and POS per month
  • Low opening balance requirement of $100
  • Treasury Services
  • No Monthly Maintenance Fee
    • (If balance is over $25,000 or checking & savings relationship is over $100,000)

Business Checking

Advantage Plus Checking

Looking to get paid for your high balances? Our advantage plus checking offers larger accounts the opportunity to earn credit for their balances.

  • Competitive Earnings Credit
  • Low Opening Balance Requirement of $100
  • Treasury Services
  • $10 Monthly Maintenance Fee
    • (Fees may vary by activity and balance)

Business Checking

Community Checking

We recognize the value our non-profits and churches​ bring our local community. This free account is designed specifically for those who give so much to our community.

  • ​Tiered Interest
  • Free e-statements
  • $100 minimum balance to open
  • Online and Mobile Banking
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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.