We See Possibility.

Business Loans

Behind every business loan is a person. Our people work hard to understand your business so we can offer the best lending product. Whether you’re launching a businesses, or expanding your reach, we’ll help you move with speed.

  • Working capital lines of credit to support accounts receivable and inventory needs
  • Term loans and lines of credit for agribusiness
  • Loans to finance equipment purchases
  • Letters of credit
  • Loans for the purchase of buildings
  • Farm service agency loans
  • Loans to finance construction of buildings
  • USDA business and industry loans
  • Corporate credit cards to track expenses
  • Express SBA (Small Business Administration) guaranteed loans – These loan programs provide options for lower rates and longer terms than a conventional bank loan (Low Doc. SBA 7(a) and 504 loans)

Schedule a Complimentary Consultation

Meet The Team

Brian Bacon

Sparta

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Brian Bacon

VP commercial Loan Officer

Sparta

Phone: (616) 887.2331

Email: [email protected]

Banker for 20 years, outdoor enthusiast, advocate for camping on Silver Lake with family and friends, builder of off road trucks.

Jennifer Bellamy

Sparta

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Jennifer Bellamy

VP Commercial Loan Officer

Sparta

Phone: (616) 678.5658

Email: [email protected]

Banker for 15 years, enjoys time with family, and being involved in the community.

Lee Braford

Sparta

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Lee Braford

SVP Chief Credit Officer

Sparta

Phone: (616) 678.5455

Email: [email protected]

Banker for 30+ years, Board Member of Sparta Community Foundation, and Michigan outdoors enthusiast.

Troy Butler

Grand Rapids

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Troy Butler

VP Commercial Loan Officer

Grand Rapids

Phone: (616) 205.0328

Email: [email protected]

Commercial Banker for 18 years, MSU Fan, entrepreneur, ice cream aficionado, family man.

Jason Parker

Sparta

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Jason Parker

VP Commercial Lender

Sparta

Phone: (616) 887.2340

Email: [email protected]

Banker for 19 years, outdoors enthusiast, family man, mountain biker, golfer, enjoys skiing with family, and riding quads with son.

Robert Robbins

Grand Rapids

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Robert Robbins

VP Commercial Banking

Grand Rapids

Phone: (616) 205.0327

Email: [email protected]

Banker for 20 years, Detroit Tigers fan, fisher, golfer, and fan of my son’s college baseball team.

Kent Gagnon

Sparta

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Kent Gagnon

VP Treasury Management

Sparta

Phone: (616) 887.3298

Email: [email protected]

Banker for 30 years, chef-level cook at home, family man, frequent sports player.

Bonnie Koehn

Sparta

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Bonnie Koehn

VP of Client Development

Sparta

Phone: (616) 887.3729

Email: [email protected]

Banker for 14+ years, yard work enthusiast, and baker.

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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.