We See Possibility.

Business Loans

Behind every business loan is a person. Our people work hard to understand your business so we can offer the best lending product. Whether you’re launching a businesses, or expanding your reach, we’ll help you move with speed.

  • Working capital lines of credit to support accounts receivable and inventory needs
  • Term loans and lines of credit for agribusiness
  • Loans to finance equipment purchases
  • Letters of credit
  • Loans for the purchase of buildings
  • Farm service agency loans
  • Loans to finance construction of buildings
  • USDA business and industry loans
  • Corporate credit cards to track expenses
  • Express SBA (Small Business Administration) guaranteed loans – These loan programs provide options for lower rates and longer terms than a conventional bank loan (Low Doc. SBA 7(a) and 504 loans)

Schedule a Complimentary Consultation

Meet The Team

Brian Bacon


Jennifer Bellamy


Lee Braford


Troy Butler

Grand Rapids

Jason Parker


Robert Robbins

Grand Rapids

Kent Gagnon


Bonnie Koehn


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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.