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Public Funds

We’re proud to help our local municipalities and non-profits grow. We understand your needs are unique and offer solutions to best fit your goals. Let’s start growing together!

Meet The Team

Public Funds


Our checking accounts are designed to help you grow and manage your resources.

  • Competitive Interest
  • Free online banking and bill pay
  • Cash management services
  • Dedicated Public Funds expert

Public Funds

Money Markets and CD's

You work hard for your funding. Let’s put your cash to work and create a future together.

  • Competitive interest
  • Free online banking and bill pay
  • Cash management services
  • Variable terms depending on your goals
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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.