We See Convenience.

Treasury Services

Our treasury services aim to help your business run with speed and efficiency.

Imagine Flexibility

Cash Manager

Our Cash Manager solution offers flexible options. Whether creating a direct deposit to pay your employees, collections from church parishioners, or paying for new product, Cash Manager offers a solution for you.

$20/ month
  • ACH credits and debits
  • Import your own files
  • Token authentication
  • Personalized support and consultation

Deposit At Work

Remote Deposit

As you process your daily tasks, save a trip to the bank by using our Remote Deposit Capture solution. Take advantage of being in control of when and where you make your deposits. Run reports of items processed.

$40/ month
  • Deposit checks at your desk
  • Run reports of deposits
  • Personalized support and consultation
  • In person setup and training

Balance With Ease

Positive Pay

Bad guys are clever. Protect your account with Positive Pay. Submit to us your check ledger, and we’ll send you a notice whenever we find a discrepancy of an item clearing. Prevent check fraud.

$50/ month*
  • Import your own files
  • Quickly find checks missing from your ledger
  • Increased security
  • Personalized support and consultation

*Additional accounts, $10/month

Payroll Made Easy

Bill Pay Payroll

Paying your employees should be painless. Our Bill Pay Payroll system walks you through everything you need to begin paying your employees. This solution is designed for small businesses who do not need the full flexibility Cash Manager.

$20/ month*
  • Automated payment schedule
  • Split deposits between accounts
  • Step-by-step implementation
  • Personalized support and consultation

*Included with Cash Manager

Accept All Cards

Merchant Services

Partner with us to begin accepting cards. Full point of sale systems to dongles you can plug into your phone.

  • Personalized support and service
  • Step-by-step setup

Block Transactions

ACH & Check Blocker

Secure those accounts where no transactions should occur. We can block ACH, check, or both to give you peace of mind.

$20/ month
  • Personalized support and service
  • Step-by-step setup
  • Peace of mind
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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.