We See a Career.

Careers

Our employees aren’t here for a job. They’re here for a career.

“When I first interviewed at ChoiceOne Bank, I could tell the bank truly cared about the staff and the communities they do business in. I’ve been in banking for 16 years and have never been at a bank that has volunteered more in its communities or cared so much about its customers. To say that I am honored to work here is an understatement.”

Trent Hancock

VP Regional Manager

“After much persuasion from a ChoiceOne employee, I finally decided to submit an application for a Teller position in 2010. I then moved to work in the Customer Service Center and now serve as a Loan Administrator on our Mortgage team. ChoiceOne Bank impacted my life for the best as I’ve been given the opportunity to grow and learn…an opportunity I did not see when I first started after working 8 years as a cashier for a local grocery store.”

Vanessa Paprocki

Loan Administrator

“I have been in banking for 20+ years and have a passion for helping people and serving my community. I love that ChoiceOne Bank truly embraces that philosophy, as is evident in our mission statement.  As employees, we are encouraged to grow, develop and be the best version of ourselves.  I’m so very grateful I was introduced to ChoiceOne Bank and joined this amazing group of people almost 2 years ago.  I get to do what I love daily, with some pretty great people, and I couldn’t be happier!”

Skylet Cummings

AVP, Branch Manager

“I have been with the same bank for over 40 years. I initially started thinking it was just a job, but soon it became a career. I have held many positions at the bank starting in operations and eventually transitioning through lending to my current position today; Loan Compliance. My passion has been to work hard to serve our customers and communities. I am glad I work at a bank that has the same passion.”

Beth Henderson

VP, Consumer Administration

Careers

Why ChoiceOne?

Our team is engaged, multi-disciplined, and flexible. We’re here to serve our community and attract candidates looking for a company dedicated to the local community. Along with competitive benefits and pay, our team is serious about developing the skills of each team members so they can have a successful career.

Current Positions

Part-Time Teller | Sparta Office(s)

Teller

Non-Exempt – Grade Level 1

Equal Employment Opportunity

 

CORPORATE VALUES & MISSION

“Provide superior service and high-quality advice and show utmost respect to everyone we meet.”

 

GENERAL SUMMARY

The function of a teller is to pay a vital role in the customer banking experience.  Tellers are the face of ChoiceOne Bank. As a Teller you will provide World Class Customer Service by handling transactions accurately and efficiently.  Through your daily interactions with customers you will discover opportunities to help grow ChoiceOne Bank and introduce the customers to a banker.

 

REPORTS TO: Assistant Branch Manager and Branch Manager

 

ESSENTIAL DUTIES & RESPONSIBILITIES

  • Perform and follow the Bank’s policies, procedures, and customer service standards
  • Operate teller window in accordance with bank policy, balancing daily
  • Meet and exceed teller sales/referral goals
  • Process cash and non-cash bank transactions accurately, efficiently, and with great confidentiality
  • Acquire and maintain up-to-date knowledge of banking products, financial services, and technology
  • Develop relationships with clients and ensure customers’ awareness of services offered. Recognize clients’ needs and make referrals to the desk
  • Perform other miscellaneous duties, including night deposits, ATM balancing and service, supplies, answering phone, etc.; and other duties that may be required from time to time.
  • Be familiar with and comply with the provisions of the Bank Secrecy Act FACTA and USA PATRIOT Act as they relate to the functions of this position.  Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
  • Be familiar with and comply with all federal and state banking regulations as applicable.

 

PHYSICAL DEMANDS & WORK ENVIRONMENT

  • Must be able to lift 25lbs
  • Standing required for extended periods of time, up to entire length of shift
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Requires schedule flexibility

 

EXPERIENCE and/or EDUCATION

  • Minimum of 6 months cash handling experience preferred
  • High School or GED

 

REQUIRED QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

CORE COMPETENCIES

Confidentiality – Keeps sensitive business, client, and personnel matters private

Problem Solving – Identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; develops alternative solutions; works well in group problem solving situations; uses reason even when dealing with emotional topics.

Customer Service – Manages difficult or emotional customer situations; responds promptly to customer needs; solicits customer feedback to improve service; responds to requests for service and assistance; meets commitments.

Oral Communication – Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; responds well to questions; demonstrates group presentation skills; participates in meetings.

Written Communication – Writes clearly and informatively; edits work for spelling and grammar; varies writing style to meet needs; presents numerical data accurately; able to read and interpret written information.

Interpersonal Skills – Focuses on solving conflict, not blaming; maintains confidentiality; listens to others without interrupting; keeps emotions under control; remains open to others’ ideas and tries new things.

Teamwork – Balances team and individual responsibilities; exhibits objectivity and openness to others’ views; gives and welcomes feedback; contributes to building a positive team spirit; puts success of team above own interests; able to build morale and group commitments to goals and objectives; supports everyone’s efforts to succeed; makes self- available to staff; develops their skills and encourages growth; solicits and applies customer feedback (internal and external); fosters quality focus in others; improves processes, products and services.

Technical Skills – Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others. Has a thorough understanding of underwriting, coverages and rating procedures.

Ethics – Treats people with respect; keeps commitments; inspires the trust of others; works with integrity and ethically; upholds organizational values.

Organizational Support – Follows policies and procedures; completes administrative tasks correctly and on time; supports organization’s goals and values; supports affirmative action and respects diversity.

Diversity – Promotes a harassment-free environment.

Strategic Thinking – Understands organization’s strengths and weaknesses; analyzes market and competition; identifies externals threats and opportunities; adapts strategy to changing conditions.

Motivation – Demonstrates persistence and overcomes obstacles; takes calculated risks to accomplish goals. Is a self-starter.

Professionalism – Approaches others in a tactful manner; reacts well under pressure; treats others with respect and consideration regardless of their status or position; accepts responsibility for own actions; follows through on commitments.

Quality – Demonstrates accuracy and thoroughness; monitors own work to ensure quality.

Quantity – Meets productivity standards; completes work in a timely manner; strives to increase productivity; works quickly.

Safety and Security – Observes safety and security procedures.

Adaptability – Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays or unexpected events.

Attendance/Punctuality – Is consistently at work and on time; ensures work responsibilities are covered when absent; arrives at meetings and appointments on time.

Flexibility – able to provide flexibility and adapt to changing schedules.

Dependability – Follows instructions; responds to management direction; takes responsibility for own actions; keeps commitments; commits to long hours of work when necessary to reach goals; completes tasks on time or notifies appropriate person with an alternate plan. 

Initiative – Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.

Innovation – Displays original thinking and creativity; meets challenges with resourcefulness; presents ideas and information in a manner that gets others’ attention.

Commercial Lender | Lapeer

Commercial Lender

Equal Employment Opportunity

CORPORATE VALUES & MISSION

“Provide superior service and high-quality advice and show utmost respect to everyone we meet.”

GENERAL SUMMARY

As a Commercial Lender, you will develop and manage commercial loan accounts that meet established lending requirements and provide maximum profitability to the Bank at minimum risk.

REPORTS TO:    VP Commercial Lending Team Lead and SVP Chief Lending Officer

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Monitor assigned loan portfolio by maintaining accurate loan grades and risk assessments.  Portfolio to consist of 75-150 accounts totaling $30-35,000,000.00.
  • Make sales calls and develop new business by contacting prospects and existing clients.
  • Interview loan applicants.  Collect and analyze financial and related data to determine general creditworthiness of the borrower and merits of the specific loan request to evaluate for the purpose of making commercial loans and/or continuation/renewal of existing loans.
  • Prepare and/or present loan presentations for committee review and approval authority
  • Be active in community affairs to increase bank’s visibility and to enhance new business opportunities.
  • Additional responsibilities as assigned.
  • Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position.  Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
  • Be familiar with and comply with all federal and state banking regulations as applicable.

PHYSICAL DEMANDS & WORK ENVIRONMENT

  • Must be able to lift 25lbs
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EXPERIENCE and/or EDUCATION

  • Lending and/or Credit experience required
  • Three (3) to Five (5) years of progressively more responsible job-related experience to become familiar with all lending functions and regulatory requirements.
  • Bachelor’s Degree in business-related major

REQUIRED QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

CORE COMPETENCIES

Confidentiality – Keeps sensitive business, client, and personnel matters private

Problem Solving – Identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; develops alternative solutions; works well in group problem solving situations; uses reason even when dealing with emotional topics.

Customer Service – Manages difficult or emotional customer situations; responds promptly to customer needs; solicits customer feedback to improve service; responds to requests for service and assistance; meets commitments.

Oral Communication – Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; responds well to questions; demonstrates group presentation skills; participates in meetings.

Written Communication – Writes clearly and informatively; edits work for spelling and grammar; varies writing style to meet needs; presents numerical data accurately; able to read and interpret written information.

Interpersonal Skills – Focuses on solving conflict, not blaming; maintains confidentiality; listens to others without interrupting; keeps emotions under control; remains open to others’ ideas and tries new things.

Teamwork – Balances team and individual responsibilities; exhibits objectivity and openness to others’ views; gives and welcomes feedback; contributes to building a positive team spirit; puts success of team above own interests; able to build morale and group commitments to goals and objectives; supports everyone’s efforts to succeed; makes self- available to staff; develops their skills and encourages growth; solicits and applies customer feedback (internal and external); fosters quality focus in others; improves processes, products and services.

Analytical – Synthesizes complex and diverse information; collects and researches data; uses intuition and experience to complement data.

Technical Skills – Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others. Has a thorough understanding of underwriting, coverages and rating procedures

Quality Management – Looks for ways to improve and promote quality; demonstrates accuracy and thoroughness

Ethics – Treats people with respect; keeps commitments; inspires the trust of others; works with integrity and ethically; upholds organizational values.

Organizational Support – Follows policies and procedures; completes administrative tasks correctly and on time; supports organization’s goals and values; supports affirmative action and respects diversity.

Diversity – Promotes a harassment-free environment.

Motivation – Demonstrates persistence and overcomes obstacles; takes calculated risks to accomplish goals. Is a self-starter.

Professionalism – Approaches others in a tactful manner; reacts well under pressure; treats others with respect and consideration regardless of their status or position; accepts responsibility for own actions; follows through on commitments.

Quality – Demonstrates accuracy and thoroughness; monitors own work to ensure quality.

Quantity – Meets productivity standards; completes work in a timely manner; strives to increase productivity; works quickly.

Safety and Security – Observes safety and security procedures. 

Adaptability – Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays or unexpected events.

Attendance/Punctuality – Is consistently at work and on time; ensures work responsibilities are covered when absent; arrives at meetings and appointments on time.

Flexibility – able to provide flexibility and adapt to changing schedules.

Dependability – Follows instructions; responds to management direction; takes responsibility for own actions; keeps commitments; commits to long hours of work when necessary to reach goals; completes tasks on time or notifies appropriate person with an alternate plan.

Initiative – Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.

Senior Credit Analyst | Sparta

Senior Credit Analyst

Exempt – Grade Level 6

Equal Employment Opportunity

 

CORPORATE VALUES & MISSION

“Provide superior service and high-quality advice and show utmost respect to everyone we meet.”

 

GENERAL SUMMARY

Performs a variety of commercial loan support services, including numerous duties which facilitate and safeguard the lending function.

 

REPORTS TO:    VP Credit Dept Manager

 

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Use critical thinking to conduct thorough risk analysis of applications for commercial credit including the Bank’s most complex relationships.
  • Construct financial statement spreads and understand and interpret key ratios.
  • Complete thorough real estate evaluations on various property types.
  • Responsible for calculating risk scorecard and recommending risk ratings.
  • Collect credit information for preparation of commercial loan package.
  • Provide an analyzed, researched, and documented package for review by supervisor, officers, committee, or Board as appropriate.
  • Maintain complete and orderly credit files on loan customers and obtains credit information on borrowers.
  • Maintain various loan/departmental reports.
  • Contact clients as necessary.
  • Provide bank management with loan reports as required in a timely manner.
  • Mentor and train new credit analysts – as applicable.
  • Assist supervisor in the establishment and maintenance of procedures necessary to assure good quality loan documentation.
  • Assist loan officers as requested.
  • Additional responsibilities as assigned.
  • Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
  • Be familiar with and comply with all federal and state banking regulations as applicable.

 

PHYSICAL DEMANDS & WORK ENVIRONMENT

  • Must be able to lift 25lbs
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

EXPERIENCE and/or EDUCATION

  • Bachelor’s Degree in finance, accounting or other business-related field required.
  • Minimum of one (1) year commercial loan experience preferred (SBA, FSA, participation, and construction knowledge helpful).
  • Minimum of three (3) years commercial loan underwriting experience preferred

 

REQUIRED QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Superior Analytical Skills.
  • Flexible, dependable, and service-oriented.
  • Exceptional organizational and communication skills – written and verbal.
  • Proficiency with computer software and learning new programs.
  • Strong knowledge of financial documents and general accounting principles.
  • Ability to handle multiple tasks simultaneously.
  • Ability to meet established deadlines.
  • Strong attention to detail.
  • Expected to conduct relationships in a manner that will enhance the overall marketing effort of the organization.

 

CORE COMPETENCIES

Confidentiality – Keeps sensitive business, client, and personnel matters private

Problem Solving – Identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; develops alternative solutions; works well in group problem solving situations; uses reason even when dealing with emotional topics. 

Customer Service – Manages difficult or emotional customer situations; responds promptly to customer needs; solicits customer feedback to improve service; responds to requests for service and assistance; meets commitments.

Oral Communication – Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; responds well to questions; demonstrates group presentation skills; participates in meetings.

Written Communication – Writes clearly and informatively; edits work for spelling and grammar; varies writing style to meet needs; presents numerical data accurately; able to read and interpret written information.

Interpersonal Skills – Focuses on solving conflict, not blaming; maintains confidentiality; listens to others without interrupting; keeps emotions under control; remains open to others’ ideas and tries new things.

Teamwork – Balances team and individual responsibilities; exhibits objectivity and openness to others’ views; gives and welcomes feedback; contributes to building a positive team spirit; puts success of team above own interests; able to build morale and group commitments to goals and objectives; supports everyone’s efforts to succeed; makes self- available to staff; develops their skills and encourages growth; solicits and applies customer feedback (internal and external); fosters quality focus in others; improves processes, products and services.

Analytical – Synthesizes complex and diverse information; collects and researches data; uses intuition and experience to complement data.

Technical Skills – Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others. Has a thorough understanding of underwriting, coverages and rating procedures

Quality Management – Looks for ways to improve and promote quality; demonstrates accuracy and thoroughness

Ethics – Treats people with respect; keeps commitments; inspires the trust of others; works with integrity and ethically; upholds organizational values.

Organizational Support – Follows policies and procedures; completes administrative tasks correctly and on time; supports organization’s goals and values; supports affirmative action and respects diversity.

Diversity – Promotes a harassment-free environment.

Motivation – Demonstrates persistence and overcomes obstacles; takes calculated risks to accomplish goals. Is a self-starter.

Professionalism – Approaches others in a tactful manner; reacts well under pressure; treats others with respect and consideration regardless of their status or position; accepts responsibility for own actions; follows through on commitments.

Quality – Demonstrates accuracy and thoroughness; monitors own work to ensure quality.

Quantity – Meets productivity standards; completes work in a timely manner; strives to increase productivity; works quickly.

Safety and Security – Observes safety and security procedures.

Adaptability – Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays or unexpected events.

Attendance/Punctuality – Is consistently at work and on time; ensures work responsibilities are covered when absent; arrives at meetings and appointments on time.

Flexibility – able to provide flexibility and adapt to changing schedules.

Dependability – Follows instructions; responds to management direction; takes responsibility for own actions; keeps commitments; commits to long hours of work when necessary to reach goals; completes tasks on time or notifies appropriate person with an alternate plan.

Initiative – Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.

Business Acumen – Understand business implications of decisions; displays orientation to profitability; demonstrates knowledge of market and competition; aligns work with strategic goals.

Planning/Organizing – Prioritizes and plans work activities; uses time efficiently; sets goals and objectives; develops realistic action plans.

Mortgage Loan Originator | Rockford

Description

A mortgage originator procures new mortgage transactions for the Bank.  The originator’s primary responsibility is to bring new mortgage loan business to the bank.  Responsibilities include taking qualified and complete loan applications, collecting the requisite supporting documentation, and submitting loan packets to the bank’s production office.  Originator is responsible for maintaining client contact to assist production with clearing stipulations to effect the eventual loan closing.  Originator also supports production by soliciting realtors, builders, and other partners to establish business relationships, and by soliciting all types of residential mortgage loan prospects.

Requirements

REPORTS TO: Mortgage Sales Manger

ACCOUNTABILITY STANDARDS

1. Portray the proper bank image by maintaining good customer relations, both internal and external

2. Perform duties accurately, efficiently and in a timely manner

3. Develop relationship banking for your clients: Get to know them, greet them by name, and SELL or CROSS-SELL.  (Tracking sales and referral efforts and results.)

4. Get to know our organization thoroughly – what it stands for, the services it offers, and who are the staff members involved in providing particular services.  Through you, your client will be assisted in understanding how valuable ChoiceOne can be to them

5. Be flexible, possess the ability to manage priorities and handle multiple tasks

6. Conduct yourself according to our corporate values

7. Know our Mission Statement:   “Provide superior service, high-quality advice, and show utmost respect to everyone we meet.”

REQUIRED QUALIFICATIONS

1. Excellent People Skills.

2. Flexible, dependable, and service-oriented.

3. Good organizational and communication skills.  Excellent written and verbal skills.

4. Computer knowledge – Windows, Microsoft Office, Word, Excel, miscellaneous software applications (basic working knowledge).

5. High School Diploma or equivalent.

6. Five (5) to seven (7) years of progressively more responsible job-related experience to become familiar with all lending functions and regulatory requirements.

7. A thorough knowledge of the lending function.

8. General Accounting Knowledge.

9. Ability to perform minimal data entry.

10. Ability to handle multiple tasks simultaneously.

11. Ability to meet established deadlines.

RELATIONSHIPS

1. Accountable to senior management for the fulfillment of their functions, responsibilities, and proper interpretation of authority.

2. Extensive contact with clients, the public, and the community and to conduct relationships in a manner that will enhance the overall strategy and marketing efforts of the organization.

3. Involvement in community organizations and participation in community projects and events as deemed appropriate.

REQUIRED RESPONSIBILITIES

1. Proactive business development.

2. Accept mortgage loan applications and interview loan applicants according to policies, procedures, and guidelines established by ChoiceOne, regulatory agencies, and other appropriate entities.  Collect information for evaluation of borrower’s creditworthiness and merits of the specific loan request.

3. Keeps informed of market conditions and competitive interest rates.

4. Continually reviews journals, articles, publications, and other material to review regulatory and legal changes pertinent to their area of lending to ensure that policies and procedures comply with all applicable laws and regulations.

5. Understands the loan underwriting standards.

6. Is responsible for maintaining compliance with all applicable laws and regulations concerning their job function.

7. Make sales calls and actively sell appropriate products and services to existing and potential clients.

8. Sales planning,

9. Assist clients and co-workers with client relationship needs.

10. Develop relationships and knowledge which encourage referrals and synergies with co-workers.

11. Develop partnerships with commercial, consumer, investment, and insurance divisions.

12. Participate in staff meetings, including communication of information to staff members.

13. Attend meetings as deemed appropriate.

14. Involvement in marketing of products, services, and promotions related to mortgage loan campaigns and marketing efforts of the organization.

15. Takes appropriate actions necessary to remain abreast of and adhere to all applicable banking/consumer regulations.

16. Inherent duty and responsibility to make recommendations to manager concerning possible methods of improvement.

17. Make recommendations to manager concerning budgetary needs.

18. Develop rapport and utilize communication skills in dealing professionally with internal and external clients.

19. Is responsible for being familiar with and complying with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position.  Completes all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.

20. Performs other duties as may be required from time to time.

Employment FAQ's

What makes a successful employee?

A successful employee is one whose purpose aligns with the values of ChoiceOne Bank. We are looking for individuals who want to make a difference in their communities and who have a heart to serve those they encounter.

We value respect, timeliness, accountability, communication, teamwork, and appreciation.  If you are looking for more than a job and share these values, please apply today!

What is ChoiceOne’s hiring process?

Step one – apply!

For a brief job summary and a list of qualifications and responsibilities click the down arrow to the right of the listing.  If you meet the qualifications and wish to fill out an application click on the “Apply Now” button.  You will have the opportunity to upload a cover letter and resume when completing the application.

The Human Resources department evaluates all incoming applications against prerequisite abilities and skills set for open positions.  If you meet the qualifications and are considered to be one of the strongest candidates the Hiring Manager will contact you to coordinate the next step in the application process. 

The hiring process includes but is not limited to Phone Interviews, In-Person Interviews*, testing, reference checks and background checks.  Qualified candidates may be asked to complete pre-employment testing at some point during the selection process.

Due to the volume of applications received we are not able to respond to all candidates that apply.

*We reserve the right to conduct second- or third-round interviews as needed.

Who should I contact regarding my application status?

Human Resources can be contacted by e-mail at [email protected].

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The link you’ve clicked was provided from an external source because we see opportunity for you. By selecting “yes, continue” below you will be opening a new browser window and leaving our website. Although we’ve carefully reviewed the website prior to creating the link, unfortunately we cannot be responsible for the safety or security of the website.

What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.