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New Treasury Services for Small Business

ChoiceOne Bank is excited to announce exciting new Treasury Services for our small business customers. (Download Treasury Services PDF)  Learn more on how to make payments the same day, pay all your employees using direct deposit, and better secure your accounts with our Security Bundle featuring Positive Pay.

Same Day ACH: Download Q & A PDF

All customers with access to Cash Management/Direct Deposit have the ability to send ACH (electronic) payments that settle the same day.  This is an exciting feature that can be used when a payment must be made ASAP – and cheaper than a domestic wire!

Direct Deposit Bundle: Download Direct Deposit Bundle PDF

Save time and money by making paperless payroll deposits using Online Banking or Bill Pay. All employees can receive payment via their bank account or payroll card faster and with less fees than paper checks.

– Will all of my employees qualify for Direct Deposit?  Yes! If you issue a W-2 or 1099, you can issue a payroll card.  Download JetPay Payroll Card PDF

Security Bundle – Featuring Positive Pay: Download Security Bundle PDF

Automate the monitoring of your accounts! Positive Pay helps you detect fraudulent checks before they impact your account.

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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.