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Personal Borrowing

ChoiceOne has a full line of personal loans for all reasons. We understand your needs can range from auto loans, to loans for remodeling, and everything in between. ChoiceOne is the local choice for all your financial needs… at every stage of your life.

We are excited to help you find the loan that works best for your needs.

To learn more about the products we offer and to APPLY ONLINE, simply click on the Personal Loan Product below and choose the personal loan you would like to apply for TODAY!

How Borrowing Works


Business Lending

Our comprehensive loan products are designed to assist you with all your borrowing needs, from the purchase and renovation of buildings, to equipment and inventory expenses and seasonal payrolls. We partner with you to package the products and services unique to your business and farm.

Business Loans
Business Lines of Credit
SBA Loans
Letters of Credit
Business Credit Cards
Commercial Lending Team