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Consumer Loan Rates

Auto Loan Rates

INTEREST
As low as
APRMax Term
Auto Loan Rate2.24%2.49%72 mos.

APR is Annual Percentage Rate. Subject to credit review and approval. All other loan terms and conditions apply. Offer does not apply to refinancing of existing ChoiceOne Bank loans. Rate based on automatic withdrawal of payment from ChoiceOne account. APR based on $20,000 loan with 72 monthly payments with a monthly payment of $299.35.

Recreational Vehicle & Equipment Loan Rates

INTEREST
As low as
APRMax Term
Up to $24,999
Max Term
Over $25,000
Boats, Motor Homes, Campers
Trailers and Lawn & Garden
3.99%4.49%60 mos.120 mos.

*for Model Years 2010 and newer.

APR= Annual Percentage Rate. Subject to credit review and approval. Special rate based on automatic withdrawal of payment from ChoiceOne account. All other loan terms and conditions apply.

Boats, Motor Homes, Campers, Trailers, and Lawn & Garden: APR based on $20,000 loan with 36 monthly payments with a monthly payment of $594.82.

Unsecured Consumer Loan Rates

INTEREST
As low as
APRMax Term
Unsecured
Up to $15,000
7.99%8.41%60 mos.

APR= Annual Percentage Rate. Subject to credit review and approval. Special rate based on automatic withdrawal of payment from ChoiceOne account. All other loan terms and conditions apply.

Unsecured: APR based on $15,000 loan with 60 monthly payments with a monthly payment of $307.11.

Home Equity Loan Rates

INTEREST
As low as
APR
Fixed Term2.49%3.05%

APR is Annual Percentage Rate. Subject to credit review and approval. All other terms and conditions apply. Offer does not apply to refinancing of existing ChoiceOne Bank loans. APR based on minimum of $20,000 loan with 60 monthly payments of $359.83. Combined loan to value ratio must be 80 percent or less. Rate applies to home equity loans $20,000 up to $100,000 with a maximum of 60 month term. Consult a tax advisor regarding the deductibility of interest. Check with your local ChoiceOne Bank representative for more information.

Home Equity Line of Credit Rates

INTEREST
As low as
APR
Variable Term3.50%3.50%

Loans are subject to credit review and approval.  Home Equity Line of Credit APR is available for well qualified applicants for variable-rate home equity lines of credit of $50,000 or greater.  Your APR may be higher and will be based on the variable-rate index value in effect at the time of account opening, your credit qualifications, the amount of the line of credit, loan-to-value ratio, and type of property.  No annual fee for first year, then $50 per year.  Processing fee of $199 may be applicable. Rate not to exceed 18.00%. Consult a tax advisor regarding the deductibility of interest.