- Checking Accounts
- Secure Checking Accounts
- Cash Back Checking
- Embark Checking
- Savings Accounts
- Health Savings Accounts
- Certificates of Deposit (CDs)
- Online Banking
- Mobile Apps
- 24 Hour Phone Banking
Health Savings Accounts (HSA)
HSAs are a tax-advantaged way to save and pay for healthcare. Congress created HSAs in 2003 as an incentive to help make healthcare affordable for more Americans.
With a ChoiceOne Bank HSA, you can access HSA funds to pay for "qualified medical expenses" which include most medical care and service, and dental and vision care.
Access your account easily with:
- HSA debit card
- HSA checks
- In person
Accounts are completely portable – you keep your HSA even if you change jobs, medical coverage or marital status, become unemployed or move to another state. You can visit the Department of Treasury’s website for additional information on Health Savings Accounts.
What you will need
Applying is fast and easy. Here's what you'll need to have ready:
- Your Social Security Number or Individual Tax Identification Number (ITIN)
- A US government-issued photo ID (e.g. Driver's License, Passport, or State)
- A credit or debit card to fund your new account
- A valid email address
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.
What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.
Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan