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Health Savings Accounts (HSA)

HSAs are a tax-advantaged way to save and pay for healthcare. Congress created HSAs in 2003 as an incentive to help make healthcare affordable for more Americans.

With a ChoiceOne Bank HSA, you can access HSA funds to pay for "qualified medical expenses" which include most medical care and service, and dental and vision care.

Access your account easily with:

  • HSA debit card
  • HSA checks
  • Electronically
  • In person

Accounts are completely portable – you keep your HSA even if you change jobs, medical coverage or marital status, become unemployed or move to another state. You can visit the Department of Treasury’s website for additional information on Health Savings Accounts.