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Personal Savings Accounts

A personal savings account can help you feel more financially secure. We believe it's important to always pay yourself first. We'll help you set up the right accounts to help ensure you will have financial security now and in the future.

Make the switch to ChoiceOne today! If you are interested in learning about our products or services, please contact your nearest ChoiceOne Branch location or our Customer Service Center at (616) 887-7366, toll-free at (888) 775-6687.

  1. Options
  2. Good Sense
  3. Statement
  4. For the Kids
  5. Money Market
Good SenseStatementFor the Kids
Minimum Opening Balance$1 $50 $1
Maximum Monthly Withdrawals6*6*6*
Minimum Auto Transfer$10 n/an/a
DetailsDetailsDetails

*No charge for up to six withdrawals or debits each month

Good Sense Savings

Pay yourself first and automatically. Now that's Good Sense!

Good Sense Savings is a great way to establish a savings plan and always make sure you are paying yourself first. This is one of the surest ways to saving for your future.

Eligibility for this savings account requires that you have a ChoiceOne checking account and agree to auto-transfer a minimum of $10 each month from that checking account into your Good Sense Savings Account. 

  • Minimum opening balance is $1
  • A minimum auto-transfer of $10 each month from a ChoiceOne Bank Checking Account to the Good Sense Savings Account must be set up at the opening of the account
  • Interest rate determined through a tiered structure (contact your local office for details)
  • Maximum of 6 withdrawals per month
  • Maintain $1 in your account or a related account to avoid a monthly fee of $5

Statement Savings

Planning is how you make your financial dreams come true. And setting aside money regularly into a Statement Savings Account is a wise plan. At every age and every stage of life, it is important to dream, plan and save. Here is a proven tool to help make your financial dreams come true.

  • Minimum opening balance is $50
  • Competitive interest rate
  • Quarterly account statements
  • No service fee if a $300 minimum balance is maintained
  • $5 monthly fee if balance falls below $300 any time during the month
  • Unlimited deposits each month
  • No charge for up to six withdrawals or debits each month

Free Minor Savings Account

Teach your children how to save for their future or set aside money regularly for your grandchildren. Our Statement Savings for minors is a free way for you to help your loved ones at every age and stage of life to dream, plan and save for their future.

  • Minimum opening balance is $1
  • Competitive interest rate
  • Quarterly account statements
  • No service fee until minor turns 18
  • Unlimited deposits each month
  • No charge for up to six withdrawals or debits each month

Money Market Checking

Earn interest while still having access to your balances:

  • Premium variable interest rates calculated on a tiered competitive rate table
  • Maximum of six debits/withdrawals per statement cycle
  • Check images are included free with your free monthly e-statement ($3 per month with mailed statements)
  • $8 per month if your minimum balance falls below $5,000

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