Face masks are required to be worn in all offices of ChoiceOne Bank in compliance with Executive Order 147.

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We See Mobility.

Personal Banking

Bank With People

We offer you more than systems; we offer you our personal expertise. We’ll work with you to create a custom plan that helps your money grow.

Checking

Savings & Money Markets

  • Online Banking
  • Mobile App
  • ID Protection
  • Debit Cards
  • Bill Pay
  • Mobile Deposit

Personal Banking

Health Savings

Created to make healthcare affordable, HSAs are a tax-advantaged way you can save and pay for healthcare. Keep your HSA even if you change jobs, medical coverage, marital status, or relocate. Our HSA will allow you to pay for qualified medical expenses using a variety of methods.

  • HSA Debit Card
  • HSA Checks
  • Electronically
  • In Person

Personal Banking CDs

Certificates of Deposit

Your financial goals are unique and so are our CDs. Our products have a variety of maturity terms and interest payment options to set you up for success.

  • Fixed Returns
  • Diverse Options
  • Secure Investment

Personal Banking

Individual Retirement Account

An IRA is an individual retirement account. As a personal savings plan, customers set aside money for retirement with tax advantages. We offer two primary types of IRAs: Traditional and Roth. Depending on the one you choose, you may be able to deduct some or all of your contributions.

  • Fixed and Variable Rates
  • Additional Deposits Allowed
  • FDIC Insured
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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.