Personal Savings

Comparison Tool

Which Account Is Right For You?

Choice Savings Choice Money Market Choice Savings for Minors
Minimum Opening Balance $50 $50 $1
Maximum Monthly Withdrawals 6* 6* 6*
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* No charge for up to six withdrawals or debits each month
  • Online Banking
  • Mobile App
  • ID Protection
  • Debit Cards
  • Bill Pay
  • Mobile Deposit

Personal Savings

Choice Savings

Life favors those who save. Let’s put your money to work and build the future you’ve always wanted.

  • Tiered Interest Rates
  • Free e-Statements
  • No Monthly Maintenance Fees
    • (For accounts that stay above $300)

Personal Savings

Choice Money Markets

Keep an eye on your money while we help it grow.

  • Premium Interest Rates
  • Multiple Rate Tiers
  • For Larger Accounts
  • No Monthly Maintenance Fees
    • (If balance above $5,000)

Personal Savings

Choice Savings For Minors

It’s never too early to start saving. Help your kids or grandkids start building healthy financial habits today.

  • No service fees until age 18
  • $1 minimum opening balance
  • Unlimited monthly deposits
  • Quarterly account statements
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You have clicked on an external link and are leaving the website. ChoiceOne Bank provides these links as a convenience and isn’t responsible for the security or content of any linked page.

What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.