Auto Loans

Personal Borrowing

New is Possible

Our auto loans will help you finance the purchase of that new or used car with rates better than your local dealer. As with our other consumer loans, you can take advantage of an interest rate discount by having your monthly payment automatically deducted from your ChoiceOne checking account.

Auto Loan Rates

Interest As Low As

2.49%

APR

2.84%

Max Term

60 mos.

Wheels & Toys

ATV

Boat

Motorcycle

RV

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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.