Home Mortgages

Personal Borrowing

We See A Home

Home ownership is as exciting as it is daunting. Big banks, impersonal service, and cold systems can discourage many potential buyers. When others see risk, we see a home.

Jumpstart Your Mortgage Now

Buying a Home

Our personal mortgage team will make your purchase fast, easy, and personal.

Refinance

Is your rate too high? Let’s review your loan and get you the lowest rate available.

Build & Remodel

When limited cash flow slows down your remodel or building project, we see possibility.

Meet The Team

Kevin Fish

Cedar Springs and Rockford

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Kevin Fish

Mortgage Loan Officer

Cedar Springs and Rockford

Phone: (616) 887.3816

Email: [email protected]

Banker for 20 years, singer, golfer, percussionist, and active volunteer in local communities.

NMLS #1474621

Gary Hall

Kent City

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Gary Hall

VP Mortgage Sales

Kent City

Phone: (616) 205.0314

Email: [email protected]

Banker for 20 years, graduate of Aquinas college, former 4-year member of the AQ Men’s Varsity Soccer Team, but most importantly I enjoy being with family and watching my boys participate in youth sporting activities.

NMLS #436336

Nick Lewis

Kent City

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Nick Lewis

Mortgage Loan Originator

Kent City

Phone: (616) 901.8364

Email: [email protected]

Banker for 17 years, active musician for 40+ years, singer, guitar player, performer in local theatre, and on weekdays I enjoy solving the challenges of home buying and refinancing.

NMLS #699519

John Oppenhuizen

Alpine and Grand Rapids

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John Oppenhuizen

Mortgage Lending Officer

Alpine and Grand Rapids

Phone: (616) 901.3631

Email: [email protected]

Banker for 23 years, dad to a spoiled golden retriever, “car” guy, and proficient euchre player who enjoys spending time with friends and family.

NMLS #1584889

Annette Powell

Fremont, Grant, Newaygo

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Annette Powell

Mortgage Loan Originator

Fremont, Grant, Newaygo

Phone: (616) 678.5395

Email: [email protected]

Banker for 20+ years, avid participator in my community, habitual golfer, and part-time singer.

NMLS #533604

Dan Wheat

Grant and Muskegon

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Dan Wheat

Mortgage Loan Originator

Grant and Muskegon

Phone: (616) 678.5604

Email: [email protected]

Banker for 39+ years, football fan, fisher, hunter, guitar player, and family man.

Joann Yates

Sparta

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Joann Yates

Mortgage Lender

Sparta

Phone: (616) 887.3228

Email: [email protected]

Banker for 24 years, outdoor advocate, avid reader, frequently enjoying time with family and friends, and I love helping people purchase their dream home.

NMLS #451366

Calculators & Resources

Mortgages

Grand Rapids Homebuying #Goals: We’re Buying a House…For Our Dog!

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Mortgages

First Time Home Buyer Tips When Working with a Community Bank

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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.