ChoiceOne Financial Services, Inc. is the holding company for ChoiceOne Bank headquartered in Sparta, Michigan. ChoiceOne has always taken the lead in providing innovative services and technology. The bank’s customers have come to rely on digital banking including mobile banking, mobile deposits, innovative payroll solutions, online loan applications, online account opening, and digital mobile savings tools.
The bank originates commercial and consumer loans primarily on a secured basis to corporations, partnerships, and individuals. Commercial loans include business, industry, agricultural, construction, inventory, and real estate loans. The consumer loan department makes direct and indirect loans to consumers and purchasers of residential and real property. It originates and sells conventional type mortgage loans for one- to four-family and multifamily residential real estate properties.
ChoiceOne serves corporations, partnerships, and individuals located primarily in the Kent, Muskegon, Newaygo, Ottawa, Lapeer, St. Clair, and Macomb counties in Michigan. It operates thirty-one full-service offices, Wealth Management office, Port Huron Loan office, Macomb County Loan office, and Grand Rapids Loan Office.
The bank also operates an independent insurance agency, which offers various insurance products for personal and business needs.
ChoiceOne Financial Services, Inc. was founded in 1898.
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